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First-Time Homebuyer Loan

Home ownership is closer than ever with our First-Time Homebuyer Loan. This loan is aimed at helping first-time buyers realize the dream of owning a home of their own sooner. Now is time to make your move to home ownership.

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  • Put as little as 3% down
  • No Closing Costs* get up to $3,000 in closing costs
  • No Private Mortgage Insurance (PMI) needed
  • Close in as soon as 30 days
  • Same local staff with you from application to closing

Community First’s No Closing Costs Mortgage offer pays a maximum of up to $3,000 towards a borrower’s closing costs, based on the loan amount. For the purchase of a new primary residence, Community First will pay the actual closing costs associated with this new mortgage up to $3,000, excluding origination fee, discount points, prepaid interest, private mortgage insurance and funds needed to establish the member’s escrow account. This special offer is available on all conventional first mortgage programs. Certain restrictions and limitations apply. Subject to credit approval. This offer may end at any time.